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Boxhaus·Mercentia demo store
Trade accounts · net-30 · BNPL split-pay · agentic ordering via ChatGPT / Claude
28 April 2026 · 3 min read

Why we added BNPL to bulk packaging orders

Klarna and Clearpay split-pay are now available at checkout on orders over £500. The cash-flow case for B2B.

by Boxhaus Finance
Why we added BNPL to bulk packaging orders

Bulk packaging is a working-capital problem more than a cash problem. A new D2C brand ordering 10,000 custom mailers is committing £3.2K up front for stock they'll ship out over 6–8 weeks. Pushing that into four split payments smooths the cash-flow without us carrying the receivable. We turned on Klarna + Clearpay BNPL at checkout for all orders £500+ last month — adoption has been about 22% of qualifying carts, with no measurable change in dispute rates. Net-30 trade accounts unaffected; this is for cash customers who'd otherwise have hit a card-limit ceiling.